At Armourr Insurance Broking Private Limited, we understand the significance of safeguarding your business from liability risks. Our liability insurance solutions are crafted to offer the necessary coverage for you to operate with confidence.
Liability insurance is crucial for businesses in India because it protects against financial losses resulting from legal claims made by third parties. These claims can arise from accidents, errors, or unforeseen incidents that occur during business operations. At Armourr Insurance Broking Pvt. Ltd, we offer a variety of liability insurance policies designed to protect your business from these risks.
As per the Public Liability Act, 1991 the industries defined as hazardous industry by the Factories Act,1948 should compulsorily take Public Liability Act Policy for the liabilities arising out of using hazardous chemicals. This policy covers only public liability outside the factory premises and employees or contractors are not covered under this policy.
A public liability policy covers the legal costs and compensation claims made by third parties who suffer injury or property damage due to insured business operations. This policy covers the risk of personal injury and property damage to a third party who is using your facilities at your premises such as Cinema Halls, Exhibitions, Auditoriums, Amusement Park, Parking Lots etc. This policy is essential for businesses that interact with the public, ensuring that they are protected from costly lawsuits.
The Products Liability Policy protects manufacturers, distributors, and retailers against claims that result from the use of their products. If a product causes harm or damage, this policy covers the legal costs and compensation claims, ensuring that your business is shielded from potential liabilities.
The Professional Indemnity Policy is tailored for professionals such as doctors, architects, lawyers, and consultants. It offers coverage against claims made by clients for errors, omissions, or negligence in the services provided. This policy is essential for safeguarding your professional reputation and finances.
The Directors & Officers (D&O) Liability Policy protects company directors and officers against claims from shareholders, employees, or third parties for wrongful acts in their managerial roles. This policy ensures that the personal assets of directors and officers are protected when making critical business decisions.
Cyber insurance offers protection against risks related to cyberattacks, data breaches, and other online threats. As businesses rely more on digital platforms, this policy helps cover the expenses associated with managing and recovering from cyber incidents. This coverage includes legal expenses, data recovery, and notification costs.
The Commercial General Liability (CGL) policy provides extensive protection against a variety of liability risks, such as bodily injury, property damage, and personal injury claims. This policy is suitable for businesses of all sizes and offers broad coverage against various liabilities that may arise during daily operations.
Workers' Compensation Insurance is compulsory for certain businesses in India. It is wider liability cover for the employees than insurance cover and benefits under Employees State Insurance Act. It provides coverage for accidental injury and death during the course of employment and/or arising out of employment. The benefits include loss of wages / earnings and compensation for injury. Medical benefits cover on additional premium. This policy ensures that employees are taken care of while also protecting the business from legal claims related to workplace injuries.
This policy covers the third party public liability arising out of lifts used in public places and premises. This policy covers third party death and bodily injury while using / travelling in the lift.
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Copyright 2025, Armourr Insurance Broking Pvt. Ltd. All Rights Reserved
Copyright 2025, Armourr Insurance Broking Private Limited. All Rights Reserved
