Armourr Insurance Broking Private Limited called in short (AIBPL) operates www.armourrinsurance.com website (the “Site”) which guides consumers to select most suitable and need based Insurance Products from Multiple Insurance Companies. AIBPL is a licensed Insurance Broker holding the Insurance Broking License (Direct-Life and General) from Insurance Regulatory and Development Authority of India (IRDAI). ­­­­­­­­­ AIBPL is not an Insurance Company.

1. Use of the Website

•  use this Site or its contents for any commercial purpose;
• not to make any speculative, false, or fraudulent transaction or any transaction in anticipation of demand;
• not to access, monitor or copy any content or information of this Site using any robot, spider, scraper or other automated means or any manual process for any purpose without our express written permission;
• not to violate the restrictions in any robot exclusion headers on this Site or bypass or circumvent other measures employed to prevent or limit access to this Site;
• not to take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure;
• not to deeplink to any portion of this Site for any purpose without our express written permission; or
• not to”frame”, “mirror” or otherwise incorporate any part of this Site into any other website without our prior written authorization. You will be solely responsible for any loss or damage that AIBPL directly or indirectly incurs or suffers due to any unauthorized activities conducted by you, and may also incur criminal or civil liabilities
• to use the Site solely for lawful purposes and in accordance with these Terms and Conditions.

We reserve the right to restrict, suspend, or terminate your access to the Site if you breach these Terms.

2. Insurance Services

• We operate as an insurance broker, offering information about insurance products and services provided by third-party insurance companies.
• All insurance policies are subject to the terms and conditions of the respective insurance provider. We act only as intermediaries and are not responsible for the products or services provided by insurers and/or any third party institutions.
• Any purchase of insurance policies through this Site is subject to acceptance by the respective insurer.
• The information on the Site is for general purposes only and does not constitute professional advice. You should consult a licensed insurance advisor with Armourr Insurance before making any decisions.

3. No Guarantee of Availability

• We strive to keep the Site updated, but we do not guarantee the accuracy, completeness, or availability of the information provided.
• Insurance products, pricing, and terms may change without any prior notice.

4. Intellectual Property

• All content on the Site, including text, graphics, logos, and images, is the property of Armourr Insurance Broking or its licensors and are protected under copyright, trademark, and other intellectual property laws.
• You may not reproduce, distribute, or modify any content without prior written consent from us.

5. Privacy and Data Protection

• By using the Site, you agree to the collection and use of your information as outlined in our Privacy Policy.
• We do not guarantee that the Site is free from cybersecurity risks. You are responsible for ensuring that your device is secure while accessing this website.

6. Third-Party Links

• The Site may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, policies, or practices of any third-party sites.
• Accessing third-party websites through our website is at your own risk.
• To the maximum extent permitted by law, AIBPL has no liability in relation to or arising out of the website information and website recommendations. Insurance is a subject matter of solicitation and as a user, you are responsible for the final choice of the product made by you. You agree and accept to read through all information supplied by the relevant insurance provider and, if required, after seeking any further advice from the relevant participating Insurer before choosing your product.
• Please note that AIBPL is only assisting in collecting the premium deposit on behalf of the insurer you have chosen to buy the policy. The acceptance of the deposit as premium and final issuance of the policy is subject to the underwriting norms and discretion of the Insurer whose policy you have chosen to buy on which AIBPL has no control. AIBPL will ensure that the amount is refunded by the insurer in case there is no issuance of policy.

7. Limitation of Liability

• To the maximum extent permitted by law, Armourr Insurance Broking Pvt Ltd. shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website (armourrinsurance.com).
• We are not responsible for errors or omissions in the information provided on the website or for any losses incurred due to reliance on such information.

8. Indemnification

You agree to indemnify and hold Armourr Insurance Broking Pvt Ltd., its employees, agents, and partners harmless from any claims, damages, or expenses arising out of your use of this website or violation of these Terms.

9. Modifications to Terms

We reserve the right to update or modify these Terms at any given time without prior notice. Any changes will be effective immediately upon posting on this website (www.armourrinsurance.com).

10. Contact Information

As a visitor and/or as a user, if you have any questions about these Terms and Conditions, please contact us at email@armourrinsurance.com.

By using our Site (www.armourrinsurance.com), you acknowledge that you have read, understood, and agree to these Terms and Conditions.